A TAN ou Taxa Anual Nominal é a taxa que serve de referência para o cálculo dos juros dos empréstimos à habitação, consta nos contratos de crédito e corresponde ao período de 1 ano.
Para se determinar os valores semestrais, trimestrais ou mensais do montante de juros a pagar, terá que se dividir por 6, 4 ou 12 parcelas.
Consolidated credit aims to reduce monthly charges for multiple loans, through negotiation, aiming to reduce credit costs (a single interest rate and a more favorable maturity). In short, credit consolidation involves renegotiating a portfolio of several credits and converting them into one, with...
Real Estate Leasing is a financing solution, for the purchase and / or construction of real estate, which allows the customer to enjoy a property for a certain period of time, against the payment to the owner of an income.
In the case of a contract related to home loans, the Mortgage Cancellation is a document issued by the bank and which proves the extinction of the debt and the termination of the associated mortgage.