The demand remains strong, especially in consolidated urban areas, and the available supply is still not enough to ease the pressure. Lisbon remains at the center of this dynamic, but the movement is already felt in other cities and peripheral areas with good access, services, and quality of life.
The Real Estate Market in 10 numbers - May 2026 Lisbon remains expensive and... View more
Housing Loans
Those who want to buy a house, and do not have the necessary capital to finance the acquisition, usually resort to a bank / financial institution to contract a home loan, partially or almost in full.
You can follow here all the information and news associated with this type of credit and you already know, the difference between being well or poorly informed can represent a lot of money, in a loan whose repayment period can go up to 40 years.
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There are several new developments this year, primarily in the fiscal and regulatory landscape. The Government has launched an extensive package of measures aimed at rebalancing the market, with further changes expected in the coming months.
In this January 2026 Real Estate Snapshot, I will provide a more comprehensive summary as we start the year, covering the latest...
View moreMyths, Legends and the Reality of Real Estate
Sep
24
2025
I have decided, therefore, to write about the myths that overshadow housing in our country, using the imagery of mythology. Sometimes it seems that politicians, commentators, and professionals in the sector approach this serious problem as if they were talking about a world of fantasy. A world inhabited by unreal creatures, where nothing is what it seems and everyone insists on focusing on...
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According to recent data from Eurostat, about 77% of Portuguese families own their homes. This impressive number places us well above the European average, which is around 69%. But how did we get here and what does the future hold for us? Let's explore!
Statistics and ComparisonsWhen we compare Portugal with other European countries, the difference is remarkable....
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Having been approved on January 8, 2024, the "Licensing Simplex" within the More Housing Package, no longer requires the presentation of the Habitation License and Technical Dossier of the property, or proof of their existence, at the time of the deed of sale and purchase of a house, with retroactive effects from January 1, 2024.
But what is the purpose of these documents... View more
Index
What are, nowadays, and very briefly, the main difficulties for those who want to buy or rent a house?
What is the root of the problem in Portugal?
For a young person who wants to buy their first home, what barriers are there?
Are there any incentives missing? Which? And what future challenges does the new generation face... View more
Introduction to the Real Estate Market in Portugal
Portugal is a destination appreciated by foreigners, thanks to its mild climate, feeling of security, good schools, quality services and infrastructure, for having receptive and hospitable people, where command of the English language is great, magnificent landscapes and a rich culture . These reasons are amplified by an attractive real...
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The Portuguese real estate market has faced significant challenges due to variations in interest rates. In June, interest represented more than half of the mortgage loan payment, directly affecting owners and potential buyers.
The Situation in PortugalIn June, the interest rate implicit in home loan contracts reached 3.649%, the highest value since April 2009. This increase resulted...
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