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What are, nowadays, and very briefly, the main difficulties for those who want to buy or rent a house?
What is the root of the problem in Portugal?
For a young person who wants to buy their first home, what barriers are there?
Are there any incentives missing? Which? And what future challenges does the new generation face?... View more
The Portuguese real estate market has faced significant challenges due to variations in interest rates. In June, interest represented more than half of the mortgage loan payment, directly affecting owners and potential buyers.
The Situation in PortugalIn June, the interest rate implicit in home loan contracts reached 3.649%, the highest value since April 2009. This increase resulted in...
View more"Mais Habitação" Program
Jul
20
2023
The program aims to increase the supply of affordable housing in Portugal, fight real estate speculation and promote foreign investment in the housing sector.
Measures of the "Mais Habitação" PackageThe program contains several measures, among which the following can be highlighted:
Creation of support for the promotion of affordable rental housing; Promotion of a new generation... View moreReal Estate Market Barometer - September 2022
Sep
09
2022
Let's be clear, without housing credit it would not be possible for many Portuguese people to enjoy a basic right: to have a roof and adequate living conditions. The ECB has just announced measures that will increase the cost of this credit. And warned that more increases are coming!
After a 0.5% rise in July, a 0.75% rise in the ECB's key rates follows. The...
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As with other real estate questions, there is no "turnkey" answer that fits all doors. Each case is different. Therefore, I will approach this topic by talking about several perspectives that can help you formulate the most appropriate choice.
Time and place are crucialWhat seems appropriate at one time will not be so at another. When considering the advantages and disadvantages of...
View moreCovid-19, housing an essential right
Jan
20
2021
LuÃs Lima, the president of APEMIP , came to resume agreement with the confinement measures decided by the Government, in the context of the State of Emergency and the current pandemic, with a view to stop the contagion of the virus and protect the health and life of the Portuguese.
However, he recalled that access to housing is an essential right of citizens,...
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The agreement of the Constitutional Court , decided for the unconstitutionality of the rule contained in paragraph 8 of article 1091 of the Civil Code - Right of Preference for Tenants. Among other arguments, the TC concludes that:
This law excessively sacrifices the right to free transferability of the building, without fulfilling the objective of housing stability...
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It is recalled that the neighborhoods of Graça, Santana Hill, Alfama, Bairro Alto, Castelo, Madragoa and Mouraria have been prevented from accepting new Local Lease registrations pending the definition of a new regulation, which has now been published.
This new regulation aims to respond to the growing housing allocation in Lisbon for the Local Leasing activity, creating ...
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