Property owners are the ones who contribute to making my real estate business viable and for them I created this page where you can follow the articles and news that I am publishing on this topic.
According to recent data from Eurostat, about 77% of Portuguese families own their homes. This impressive number places us well above the European average, which is around 69%. But how did we get here and what does the future hold for us? Let's explore!
Statistics and ComparisonsWhen we compare Portugal with other European countries, the difference is remarkable. While...
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But what changes with this new Decree-Law No. 117/2024, of December 30, and what will be the actual impact on the real estate market and housing access? Let us explore the specifics of this reform and its main anticipated effects.
The context: a response to the housing crisisIn recent years, the housing crisis in Portugal has become a priority issue, aligning with what is happening in...
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The Portuguese real estate market has faced significant challenges due to variations in interest rates. In June, interest represented more than half of the mortgage loan payment, directly affecting owners and potential buyers.
The Situation in PortugalIn June, the interest rate implicit in home loan contracts reached 3.649%, the highest value since April 2009. This increase resulted in...
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The program aims to increase the supply of affordable housing in Portugal, fight real estate speculation and promote foreign investment in the housing sector.
Measures of the "Mais Habitação" PackageThe program contains several measures, among which the following can be highlighted:
Creation of support for the promotion of affordable rental housing; Promotion of a new generation... View more
Let's be clear, without housing credit it would not be possible for many Portuguese people to enjoy a basic right: to have a roof and adequate living conditions. The ECB has just announced measures that will increase the cost of this credit. And warned that more increases are coming!
After a 0.5% rise in July, a 0.75% rise in the ECB's key rates follows. The...
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As with other real estate questions, there is no "turnkey" answer that fits all doors. Each case is different. Therefore, I will approach this topic by talking about several perspectives that can help you formulate the most appropriate choice.
Time and place are crucialWhat seems appropriate at one time will not be so at another. When considering the advantages and disadvantages of...
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LuÃs Lima, the president of APEMIP , came to resume agreement with the confinement measures decided by the Government, in the context of the State of Emergency and the current pandemic, with a view to stop the contagion of the virus and protect the health and life of the Portuguese.
However, he recalled that access to housing is an essential right of citizens,...
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