But why wait until bad luck knocks on our door? The explanation largely lies in the psychology of procrastination and the very Portuguese characteristic of "let it go". Normally, we internalize risk as something distant and unlikely, until a specific situation - a robbery in the neighborhood or alarming...
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Statistics
It is one of the topics that I will address periodically, especially when the statistics are related to my professional field, ie real estate consultancy.
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"After the House is Robbed, Lock the Door": Why Do We Expect the Worst?
According to recent data from Eurostat, about 77% of Portuguese families own their homes. This impressive number places us well above the European average, which is around 69%. But how did we get here and what does the future hold for us? Let's explore!
Statistics and ComparisonsWhen we compare Portugal with other European countries, the difference is remarkable. While...
View moreRiver view, houses 20% more expensive
Jan
17
2025
Location is undoubtedly one of the most determining factors in the real estate market, and when it comes to Lisbon, the view of the Tagus River is one of the most coveted attributes by buyers and investors. But what is behind this significant appreciation, who drives this demand, and above all, is it worth investing? Let's explore all angles of this question.
Why are views of the Tagus... View more
The Portuguese real estate market has been a focus of attraction for foreign investors since 2015, with special emphasis on this summer of 2023. Whether in the housing or commercial segments, year after year, the numbers never cease to surprise us. This constant and growing interest is evident both in investments aimed at housing and those destined for the commercial sector, reinforcing the...
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The Portuguese real estate market has faced significant challenges due to variations in interest rates. In June, interest represented more than half of the mortgage loan payment, directly affecting owners and potential buyers.
The Situation in PortugalIn June, the interest rate implicit in home loan contracts reached 3.649%, the highest value since April 2009. This increase resulted in...
View moreReal Estate Market Barometer - September 2022
Sep
09
2022
Let's be clear, without housing credit it would not be possible for many Portuguese people to enjoy a basic right: to have a roof and adequate living conditions. The ECB has just announced measures that will increase the cost of this credit. And warned that more increases are coming!
After a 0.5% rise in July, a 0.75% rise in the ECB's key rates follows. The...
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"I accepted a new challenge..." It is almost always with this phrase that those who decide to change jobs or simply embrace a new project, communicate their decision to change. Because? Because the word challenge encompasses everything that an unknown scenario represents. We can be successful or not because nothing is guaranteed. Above all, the predisposition to take...
View moreOpportunities are like the sunrise...
Mar
24
2022
The bad part is that you were probably the only one responsible. The good part is that in life all mistakes have an advantage: they serve as a lesson :)
We live in troubled times. The doubt has been present for 2 years:
"Is this the right time to realize that dream I've been chasing for a long time? Buying a house with a garden, leisure areas or even a swimming pool?
...
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